About ClearLedger

The financial infrastructure
built for enterprises
that move fast

ClearLedger powers the payment, lending, and compliance stacks of over 1,200 financial institutions — helping banks, NBFCs, and fintechs launch products in weeks, not quarters.

Explore Our Platform Talk to an Expert

Meridian Bank Ltd.

enterprise@meridianbank.in

PAYMENT VOLUME

KYC COMPLETION

COMPLIANCE STATUS

Banks

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NBFCs

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Fintechs

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RBI

NPCI

SWIFT

ISO

GSTN

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Core Banking APIs

Modular, cloud-native APIs that plug into any core banking system — enabling real-time account management, ledgering, and reconciliation at enterprise scale.

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End-to-End KYC / AML

Automated identity verification, document OCR, and AML screening powered by AI — reducing customer onboarding from days to under 4 minutes.

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Payment Orchestration

Route transactions across UPI, NEFT, RTGS, IMPS, and SWIFT with built-in fallback logic, intelligent routing, and real-time settlement tracking.

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Regulatory Reporting

Automated RBI, SEBI, and FEMA reporting with structured audit trails — keeping your institution continuously examination-ready without manual effort.

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Fraud Detection Engine

Machine-learning risk scoring on every transaction with configurable rule sets, velocity checks, and real-time blocking at the API layer.

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Multi-Cloud Deployment

Deploy on AWS, Azure, or GCP within your own VPC — fully isolated, SOC 2 Type II certified, and RBI cloud-compliance guideline ready.

Our Mission

To eliminate the infrastructure gap that holds financial institutions back — giving every bank, NBFC, and fintech the same technology power as the world's largest lenders, at a fraction of the time and cost.

Our Vision

A global financial system where capital flows frictionlessly, compliance is automated, and every institution — regardless of size — can access enterprise-grade fintech infrastructure to serve customers better.

Our Values

Security-first engineering. Radical transparency with clients. Relentless iteration. We hold ourselves to the same regulatory standards we help our customers meet — because trust is the product.

2019 — Founded

Three ex-bankers and a payments engineer set out to rebuild India's lending stack from first principles.

2020 — First Clients

Onboarded five NBFC clients and processed ₹500 Cr in disbursals within our first 10 months of operations.

2021 — Series A ₹120 Cr

Raised ₹120 Cr led by Tier-1 institutional investors to scale payment orchestration and KYC modules.

2022 — RBI Sandbox

Graduated from the RBI Regulatory Sandbox — first fintech infra provider in the lending tech cohort.

2023 — SEA Expansion

Expanded to Singapore and Indonesia, serving cross-border payments for 60+ enterprise clients across SEA.

2024 — AI Risk Engine

Launched our AI-driven credit risk and fraud detection engine — now processing 4M+ decisions per day.

Compliance Framework

How We Ensure Trust & Security in Regulated B2B Sectors

A strategic framework for risk mitigation and institutional trust — in financial services, compliance is not a checkbox, it's a culture we embed at the API level.

1 Regulatory Mapping & Horizon Scanning 🌐

2 Immutable Audit Trails 📋

3 Third-Party Vendor Vetting 🔒

4 Real-Time Transaction Monitoring 📡

"Compliance is not a checkbox — it's a culture we embed at the API level."

✔ SOC 2 Type II Certified

✔ ISO 27001:2022 Compliant

✔ RBI Cloud Guidelines Adherent

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